Decisioning Analytics

Decisioning Analytics allows a client to analyze the metrics of loan applications processed through their decision engine. Analysis helps financial institutions gain insight and measure the overall performance of their online lending channel by understanding what is happening and more importantly, why?

Decisioning Analytics is a web-based, and ASP-enabled, solution that represents the latest evolution of business intelligence -- characterized by:

Quick deployment
Easy-to-use for all levels of users
Flexible and easy to change
Easily integrated into any existing IT environment
Low cost of ownership
Low risk

Via an intuitive dashboard interface, Decisioning Analytics provides a panoramic, multi-dimensional view of your automated lending environment. Based on the concept of "continuous process improvement", analysis is an essential component of SerTech Online's "full lifecycle decisioning" methodology.

Analysis provides the quantitative base to confidently adjust your lending policy, improve your acceptance ratio and manage your risk. The dashboard interface is effective for all users, from C-level executives to technical analysts. It provides critical business insight at a glance, as well as capabilities for more sophisticated users to do in-depth analysis.

Decisioning Analytics allows you to:

Manage acceptance ratios by business rules, lending parameters, credit score ranges, gross salary ranges, loan type, applicant status, location and time.
Perform ad-hoc analysis across the entire depth and breadth of your lending model.
Evaluate other score models; establish dual score strategy
Perform "what if" situation analysis
Monitor risk based pricing strategy
Manage credit mix profile
Determine areas of performance or loss
Manage multiple channels

Security Policy | Privacy Policy