Online Lending Solutions

SerTech Online is a comprehensive ASP solution that supports the full life cycle of the loan decisioning process. Designed specifically to mirror your decisioning environment, SerTech Online offers unrivaled customization and flexibility.

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The CODA Decision Engine is capable of supporting complex business rules and will scale to support your lending environment today and in the future. Decisioning Analytics provides insight into your lending organization's decisioning history and helps drive the metrics for improvement. Combined with SerTech professional consulting services and connectivity options, SerTech Online can be fully integrated within your organization to establish, maintain and maximize an effective and profitable online lending channel.

Direct requests for more info to sales@sertech.com.

Each CODA Decision Engine application is unique and designed to mirror your decisioning environment in order to maximize loan sales and minimize credit risk.

Features	Benefits
Customized evaluation	Each system is built using lender specific underwriting rules, lending parameters, debt calculations, and custom score models
1-to-1 decisioning	Allows for cross-sell, up-sell and down-sell target loan products to the right person at the right price
Supports merged files and dual score strategies	Lenders can use more tools to assess and price for their risk
Credit decisions in seconds	Dynamic credit decisions in seconds
Secure administration site	Decision results, monthly reporting and decisioning analytics can be retrieved from a secure administrative server
Seamless integration into data processing system available	Decision data sent to lender's host system via XML
Pre-screen filters	Refer unacceptable applications before decisioning occurs

Decisions virtually any type of loan product including:

New and used auto
RV, Motorcycle, Utility vehicles
Credit card
Line of credit, Overdraft protection
Personal loans
Signature loans
Home Equity
Home Improvement
Debit cards